Privacy Policy

Privacy Policy

Please read this Privacy Policy carefully before using this website.

Intellectual Property Indemnity

By registering yourself at pataniyafinserve.in you are giving consent to us & our partnering Banks/NBFCs and Advertisers to use & disclose your personal information in accordance with this Privacy Policy. If you don’t agree to the terms of the policy, please do not use or access Wishfin. With this consent you authorize us & our partnering Banks/NBFCs and Advertisers to give you a call/sms/e-mail/WhatsApp or show banners/videos/text ads on third party sites to offer you their services for the product you have opted for, imparting product knowledge, communicate promotional offers running on the website & offers/products/services shared by the associated third parties; irrespective of the fact that you have registered yourself under DND (Do Not Disturb) or DNC (Do Not Call) service, i.e., you authorize us to give you a call/sms/e-mail/WhatsApp or show banners/videos/text ads on third party sites from pataniyafinserve.in & partnering Banks/NBFCs and Advertisers for the above mentioned purposes till 365 days of your registration and/or last login with us, despite you having opted for DND or DNC. pataniyafinserve.in does not provide Loans on its own, but ensures your information is sent to the bank which you have opted for. Wishfin has no sales team of its own; we just help you compare loans. All loans are on discretion of the partnering Banks/NBFCs and Advertisers . pataniyafinserve.in provides general information and does not deem to constitute, financial or other advice or a recommendation to purchase any product or service. We strongly advise that independent professional advice be obtained before you purchase any product and/or service via pataniyafinserve.in.

When Do We Collect Information

The personal information you provide to us, such as your name, contact information, and date of birth. Financial information, such as your bank account or credit card numbers. Information about your transactions with us, such as loan applications, repayment history, and account balances. Users may choose to provide us with access to certain personal information stored by third parties, such as social networking sites (eg, Facebook and Twitter). We will have access to such information to the extent permitted by the user's privacy settings and specific authorization of the user on that site. In the event User associates a User Account maintained by us with an account maintained with a third party so that we may access certain information held in such third-party managed accounts, User agrees that we will Information may be collected, stored, and used in accordance with this Privacy Policy.

Restriction on Use or Sharing of Personal Information

• Provide the Services you have requested
• Administer, improve and personalize your experience on the platforms
• Measure consumer interest in our platforms and services
• During registration, you will be requested to register your mobile phone and email id, pager, or other device to receive text messages, notifications, and other services to your wireless device. By registration you authorize us to send sms/email alerts to you for your login details and alerts or some advertising messages/emails from us. Note* If at any time you wish to stop these sms/email alerts, all you have to do is write an email to us at cus.support@pataniyafinserve.in with your mobile numbers and your mobile numbers will be deleted from the alerts list.
• To analyze the accuracy, effectiveness, usability, or popularity of the Services
• To compile aggregate data for internal and external business purposes
• To prevent fraud and abuse of the services and to otherwise protect users and visitors and our business
• Resolve disputes, troubleshoot concerns and help promote safe services
• Meet legal, regulatory and self-regulatory requirements
• Enforce our terms and conditions

How Do We Protect Information?

With service providers who assist us with our business operations, such as credit bureaus, lenders, and credit card processors. When required by law, such as in response to a subpoena or court order. In connection with the sale or transfer of our business. Note:- If all or some of the business, stock or assets of Pataniya Finserve Services PVT LTD are acquired or merged with another business entity, we will share all or some of your information with the acquiring/merged entity to continue to provide the Services to you. Pataniya Finserve Services PVT LTD will not rent, sell or share User information and will not disclose any of the User's personally identifiable information to third parties or affiliates.m

Password

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no Internet transmission is completely secure, and we cannot guarantee the security of your information.

Dispute Resolution

In the event of any dispute, difference or claim arising out of this Privacy Policy, India shall have exclusive jurisdiction; it shall be resolved through the regular judicial process in accordance with the courts of Delhi and the laws of India.